:root {
  --brand-blue: #1378bf;
  --brand-blue-dark: #0f669f;
  --brand-gold: #f4b860;
  --brand-gold-soft: #fff4e5;
  --navy: #071d31;
  --deep-charcoal: #102a43;
  --ink: #102a43;
  --muted: #526d85;
  --line: #d9e2ec;
  --panel: #fbfdff;
  --blue-soft: #eaf6ff;
  --orange-soft: #fff4e5;
  --shadow: 0 24px 70px rgb(16 42 67 / 0.16);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  min-width: 320px;
  background: #fffdf8;
  color: var(--deep-charcoal);
}

a { color: inherit; text-decoration: none; }

h1,
h2,
h3,
p { margin: 0; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 110;
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 74px;
  border-bottom: 1px solid rgb(217 226 236 / 0.84);
  background: rgb(255 253 248 / 0.92);
  padding: 0 clamp(18px, 5vw, 74px);
  backdrop-filter: blur(18px);
}

.brand img {
  display: block;
  width: 140px;
  height: auto;
}

.site-header nav {
  display: flex;
  align-items: center;
  gap: 4px;
  color: #102a43;
  font-weight: 850;
}

.site-header nav a {
  border-radius: 10px;
  padding: 12px 18px;
}

.site-header nav a:hover {
  background: rgb(248 250 252 / 0.9);
}

.nav-cta {
  margin-left: 8px;
  background: var(--brand-blue);
  color: white;
  box-shadow: 0 12px 28px rgb(19 120 191 / 0.22);
}

.hero {
  position: relative;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    linear-gradient(90deg, rgb(7 29 49 / 0.98) 0%, rgb(7 29 49 / 0.92) 42%, rgb(7 29 49 / 0.58) 100%),
    radial-gradient(circle at 84% 14%, rgb(244 184 96 / 0.28), transparent 28rem),
    radial-gradient(circle at 18% 12%, rgb(19 120 191 / 0.24), transparent 32rem),
    #071d31;
}

.hero-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgb(255 255 255 / 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgb(255 255 255 / 0.04) 1px, transparent 1px);
  background-size: 34px 34px;
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(430px, 0.72fr);
  gap: clamp(34px, 5vw, 70px);
  align-items: center;
  width: min(1240px, calc(100% - 36px));
  margin: 0 auto;
  padding: clamp(54px, 7vw, 92px) 0 clamp(64px, 8vw, 104px);
}

.hero-copy {
  display: grid;
  gap: 20px;
}

.otto-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  width: fit-content;
  border: 1px solid rgb(255 255 255 / 0.18);
  border-radius: 999px;
  background: rgb(255 255 255 / 0.1);
  padding: 9px 15px;
  box-shadow: 0 10px 24px rgb(0 0 0 / 0.12);
  color: var(--brand-gold);
  font-size: 13px;
  text-transform: uppercase;
  backdrop-filter: blur(8px);
}

h1 {
  max-width: 760px;
  color: white;
  font-size: clamp(46px, 6vw, 78px);
  font-weight: 950;
  letter-spacing: 0;
  line-height: 1.02;
}

.hero-copy > p {
  max-width: 650px;
  color: #d9eaf7;
  font-size: clamp(18px, 1.7vw, 22px);
  line-height: 1.5;
}

.hero-actions,
.cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.primary-button,
.secondary-button,
.lead-card button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  border-radius: 13px;
  padding: 14px 24px;
  font-weight: 950;
  cursor: pointer;
  transition: 180ms ease;
}

.primary-button,
.lead-card button:not(.ghost-button) {
  border: 0;
  background: var(--brand-blue);
  color: white;
  box-shadow: 0 16px 34px rgb(19 120 191 / 0.24);
}

.secondary-button,
.ghost-button {
  border: 1px solid rgb(255 255 255 / 0.22);
  background: rgb(255 255 255 / 0.1);
  color: white;
}

.lead-card .ghost-button {
  border-color: rgb(19 120 191 / 0.18);
  background: white;
  color: var(--brand-blue);
}

.primary-button:hover,
.secondary-button:hover,
.lead-card button:hover {
  transform: translateY(-2px);
}

.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.trust-row span,
.form-reassurance span,
.cta-actions span {
  border: 1px solid rgb(255 255 255 / 0.16);
  border-radius: 999px;
  background: rgb(255 255 255 / 0.1);
  color: #cfe3f0;
  padding: 9px 12px;
  font-size: 13px;
  font-weight: 900;
}

.home-proof {
  display: grid;
  grid-template-columns: 180px minmax(0, 1fr);
  gap: 16px;
  align-items: center;
  max-width: 650px;
  border: 1px solid rgb(255 255 255 / 0.16);
  border-radius: 22px;
  background: rgb(255 255 255 / 0.1);
  padding: 12px;
  box-shadow: 0 20px 50px rgb(0 0 0 / 0.22);
  backdrop-filter: blur(8px);
}

.home-proof img {
  width: 100%;
  height: 126px;
  border-radius: 16px;
  object-fit: cover;
}

.home-proof strong {
  display: block;
  color: white;
  font-size: 19px;
  font-weight: 950;
}

.home-proof small {
  display: block;
  margin-top: 6px;
  color: #d9eaf7;
  line-height: 1.45;
}

.lead-card {
  display: grid;
  gap: 16px;
  border: 1px solid rgb(201 214 226 / 0.95);
  border-radius: 22px;
  background: rgb(255 255 255 / 0.96);
  padding: clamp(22px, 3vw, 32px);
  box-shadow: var(--shadow);
}

.form-topline {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  color: #64748b;
  font-size: 12px;
  font-weight: 950;
  text-transform: uppercase;
}

.form-kicker {
  width: fit-content;
  border-radius: 999px;
  background: var(--blue-soft);
  color: var(--brand-blue);
  padding: 7px 11px;
}

.lead-card h2 {
  color: var(--ink);
  font-size: clamp(28px, 3vw, 36px);
  font-weight: 950;
  letter-spacing: -0.025em;
}

.form-subhead {
  color: #64748b;
  line-height: 1.45;
}

.progress {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
}

.progress span {
  height: 7px;
  border-radius: 999px;
  background: #e9eef6;
}

.progress span.active {
  background: linear-gradient(90deg, var(--brand-blue), #4aa3ff);
}

fieldset {
  min-width: 0;
  margin: 0;
  border: 0;
  padding: 0;
}

.form-step {
  display: grid;
  gap: 13px;
}

.form-step[hidden] { display: none; }

legend {
  margin-bottom: 4px;
  color: var(--ink);
  font-size: 15px;
  font-weight: 950;
}

label {
  display: grid;
  gap: 7px;
  color: #0f172a;
  font-weight: 850;
}

input,
select {
  width: 100%;
  min-height: 48px;
  border: 1px solid #dce5ef;
  border-radius: 13px;
  background: white;
  color: #0f172a;
  padding: 12px 13px;
  font: inherit;
  outline: none;
}

input:focus,
select:focus {
  border-color: var(--brand-blue);
  box-shadow: 0 0 0 4px rgb(0 122 255 / 0.13);
}

.field-note {
  color: #64748b;
  font-size: 12px;
  font-weight: 750;
}

.name-grid,
.step-actions {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.checkbox-row {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: #475569;
  font-size: 13px;
  line-height: 1.35;
}

.checkbox-row input {
  width: 18px;
  min-height: 18px;
  margin-top: 2px;
}

.lead-card button {
  width: 100%;
  font: inherit;
}

.lead-card button:disabled {
  cursor: not-allowed;
  opacity: 0.6;
}

.form-message {
  border-radius: 14px;
  padding: 12px 13px;
  font-weight: 850;
}

.form-message.success {
  border: 1px solid #bbf7d0;
  background: #f0fdf4;
  color: #166534;
}

.form-message.error {
  border: 1px solid #fecaca;
  background: #fef2f2;
  color: #b91c1c;
}

.form-reassurance {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  border-top: 1px solid var(--line);
  padding-top: 14px;
}

.coverage-band,
.fit-section,
.how-section,
.faq-section {
  width: min(1240px, calc(100% - 36px));
  margin: 0 auto;
  padding: clamp(58px, 7vw, 86px) 0;
}

.section-title {
  max-width: 820px;
  margin: 0 auto 36px;
  text-align: center;
}

.section-title h2,
.fit-copy h2 {
  color: var(--deep-charcoal);
  font-size: clamp(34px, 4vw, 50px);
  font-weight: 950;
  letter-spacing: -0.03em;
  line-height: 1.05;
}

.section-title p,
.fit-copy p {
  margin-top: 12px;
  color: #64748b;
  font-size: 19px;
  line-height: 1.5;
}

.coverage-grid,
.steps,
.faq-grid {
  display: grid;
  gap: 16px;
}

.coverage-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.coverage-grid article,
.steps article,
.faq-grid article,
.fit-list article {
  border: 1px solid var(--line);
  border-radius: 20px;
  background: var(--panel);
  padding: 24px;
}

.coverage-grid span,
.steps span {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  border-radius: 50%;
  background: var(--blue-soft);
  color: var(--brand-blue);
  font-weight: 950;
}

.coverage-grid h3,
.steps h3,
.faq-grid h3 {
  margin-top: 16px;
  color: var(--ink);
  font-size: 21px;
  line-height: 1.2;
}

.coverage-grid p,
.steps p,
.faq-grid p {
  margin-top: 10px;
  color: #64748b;
  line-height: 1.56;
}

.fit-section {
  display: grid;
  grid-template-columns: minmax(0, 0.86fr) minmax(0, 1.14fr);
  gap: clamp(26px, 5vw, 58px);
  align-items: start;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.eyebrow {
  display: inline-flex;
  border-radius: 999px;
  background: var(--brand-gold-soft);
  color: #8a4b00;
  padding: 8px 12px;
  font-size: 12px;
  font-weight: 950;
  text-transform: uppercase;
}

.fit-copy h2 {
  margin-top: 14px;
}

.fit-list {
  display: grid;
  gap: 12px;
}

.fit-list article {
  display: grid;
  gap: 6px;
  background: white;
  box-shadow: 0 14px 38px rgb(15 32 51 / 0.06);
}

.fit-list strong {
  color: var(--ink);
  font-size: 19px;
}

.fit-list span {
  color: #64748b;
  line-height: 1.45;
}

.steps {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.faq-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.faq-grid article {
  min-height: 180px;
}

.dark-cta {
  position: relative;
  display: grid;
  gap: 24px;
  min-height: 340px;
  margin-top: 34px;
  overflow: hidden;
  background:
    radial-gradient(circle at 10% 20%, rgb(19 120 191 / 0.22), transparent 28rem),
    radial-gradient(circle at 86% 42%, rgb(244 184 96 / 0.22), transparent 26rem),
    linear-gradient(180deg, #102a43 0%, #071d31 100%);
  color: white;
  padding: clamp(52px, 8vw, 90px) clamp(18px, 5vw, 74px);
}

.dark-cta > div {
  width: min(1180px, 100%);
  margin: 0 auto;
}

.otto-mini {
  display: block;
  margin-bottom: 14px;
  font-size: 42px;
}

.dark-cta h2 {
  max-width: 760px;
  font-size: clamp(38px, 5vw, 64px);
  font-weight: 950;
  letter-spacing: -0.035em;
  line-height: 1.04;
}

.dark-cta p {
  max-width: 620px;
  margin-top: 14px;
  color: rgb(255 255 255 / 0.78);
  font-size: 19px;
  line-height: 1.55;
}

.cta-actions {
  align-items: center;
}

.cta-actions span {
  border-color: rgb(255 255 255 / 0.14);
  background: rgb(255 255 255 / 0.09);
  color: rgb(255 255 255 / 0.86);
}

footer {
  position: relative;
  overflow: hidden;
  background: var(--deep-charcoal);
  color: rgb(255 255 255 / 0.7);
  padding: 64px clamp(18px, 5vw, 74px) 34px;
}

.footer-inner {
  display: grid;
  grid-template-columns: minmax(220px, 1.3fr) repeat(3, minmax(150px, 1fr));
  gap: 34px;
  width: min(1240px, 100%);
  margin: 0 auto;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 8px;
  color: white;
  font-size: 28px;
  font-weight: 950;
}

.footer-brand p {
  margin-top: 8px;
}

footer h4 {
  margin: 0 0 14px;
  color: white;
  font-size: 13px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

footer a {
  display: block;
  margin-top: 10px;
  color: rgb(255 255 255 / 0.74);
}

footer a:hover {
  color: white;
}

.copyright {
  display: block;
  width: min(1240px, 100%);
  margin: 44px auto 0;
  border-top: 1px solid rgb(255 255 255 / 0.12);
  padding-top: 24px;
  text-align: center;
}

@media (max-width: 1040px) {
  .hero-inner,
  .coverage-grid,
  .fit-section,
  .steps,
  .faq-grid,
  .footer-inner {
    grid-template-columns: 1fr;
  }

  .hero-inner {
    min-height: auto;
  }

  .lead-card {
    max-width: 620px;
  }
}

@media (max-width: 720px) {
  .site-header {
    min-height: 66px;
    padding: 12px 16px;
  }

  .brand img {
    width: 112px;
  }

  .site-header nav a:not(.nav-cta) {
    display: none;
  }

  .nav-cta {
    margin-left: 0;
    padding: 10px 14px;
    font-size: 13px;
  }

  .hero-inner {
    width: min(100% - 28px, 1240px);
    padding: 28px 0 44px;
  }

  h1 {
    font-size: 40px;
  }

  .hero-actions,
  .primary-button,
  .secondary-button {
    width: 100%;
  }

  .home-proof {
    grid-template-columns: 1fr;
  }

  .home-proof img {
    height: 170px;
  }

  .name-grid,
  .step-actions {
    grid-template-columns: 1fr;
  }

  .coverage-band,
  .fit-section,
  .how-section,
  .faq-section {
    width: min(100% - 28px, 1240px);
    padding: 48px 0;
  }

  .section-title {
    margin-bottom: 24px;
  }
}